A common mistake I cover is NOT using a low down payment program, especially if it's also going to be your primary residence... yes your mortgage payment will be higher, but you'll be saving a bunch of cash that you can then use to add more value to the property and force appreciation (and your equity automatically jumps up), or use the cash for another purchase etc. 

great insights and advice from folks not try to sell you a coaching program or get rich quick scheme.

You must qualify for this FHA loan program.  

Current occupancy is 93% and when units become vacant we will perform a unit turn upgrade program including new flooring, painting the cabinets, new hardware, new lighting, new ceiling fan, etc.

Your doing something thats lots of people just are not programmed or comfortable to do.A large portion of the population the apply for a job, are told what they paid, are told when to show up, told what to do, and how.RE Investing is VAST; lots of places to find your niche.

Not long after the offer was accepted, I learned that this price made the loan amount too low for the DSCR program I was using, so I raised the offer contingent upon a 3% seller's credit to get the loan to $75k.

There are always newbies coming on here and wanting to spend hundreds of dollars a month on Programs and Apps.

I will be living in one side and the other side has tenants in the Section 8 program paying in total, 1k in rent every month; this covers about 80% of the mortgage. 

I have attached our product sheet, which is a summary of the lending programs we offer.

IMO much better to use asset protection programs that utilize current laws.