Hey Brandon, your in the right place to learn BP is an excellent place to learn.

I do have excellent credit though.

There are about seven gated communities in the Pocono's and a good number of Private Communities  and they all serve a purpose: some are excellent for seasonal recreational activities while others due to location are excellent for commuters.   

Use a GREAT product like Schlutter Ditra mat when you put down your tile and chances are you're not going to have many issues down the road if installed right.  

You will have a set product and then sell it over and over kind of like a car dealership.

There's a lot of excellent information on here, and everyone seems to be eager to share their experiences.I'm new to REI, but very eager to build an out of state rental portfolio (out of state because I'm priced out of Cali). 

If you have access to $30k homes, can afford the costs of renovation and the costs of the resale while remaining profitable you're only a "friends and family round" away from being in business.This is a sum of money that banks are just not going to write short term debt on without excellent credit and collateral.

Is there anything in these statutes that exempts real estate operators, dealers, investors as to providing any service or product?

Many people say that was a product of the 70's and 80's and can't happen again, but they are proven wrong again and again from people who bought during the downturns of the 90's and 2009-2013.

Every form of bank lending is basically a product.