I admit that I have been backlogged with research and need to hone my focus to start executing.I'm happy to be part of the community!

There's also a product called floetrol that you can add to latex paint.

Beach Front, hotel, ect..looking to learn from the community and to try and find buyers and investors to network with.

Those are very stable communities - taxes tend to be higher in these areas...

Hello BP family, I'm brand new to the community and looking forward to do some REI in the near future. 

Yes, if you pay, you get a copy.It's a CU, not a bank, sounds like a portfolio loan and not a secondary market product, so yes, the can evaluate the collateral as they please, but they are going above and beyond prudent lending to much tougher requirements, not great marketing for loan services but they can.Market value is what we generally work with in real estate, but we do have other valuations, liquidation, salvage value, tax and estate valuations.

I'm a newbie myself and currently learning as much as I can from this awesome community.

Hello BP community,My name is Ornella, newbie here, brand new to investing.

I am sure it will turn out to be a great thing for you and the surrounding community when you have it stabilized. 

I am glad to be working for myself vs the big therapy companies who say they are all about patient care, yet require 90-97.5% productivity from us and expect us to provide quality patient care off the clock to achieve productivity standards.