LOCAL.With all due respect to everyone, there is a large majority here who practice a business model consisting of deferred profits and neutral cash flow.

(When I say "I", I mean my team, which consists of my retired father and law and his friends.

We actually pay very little interest on the LOC because it is calculated on the Average Daily Balance, which we keep high by putting income in immediately and paying bills right before they are due.It works if you are disciplined in your spending habits and have a consistent income. 

The developer knows what the intended development will consist of when complete.

To repeat what has already been said a thousand times "I can't believe how much information is on this website".My bill paying job is a Controls Specialist for a local automobile manufacturer.My investing experience has consisted primarily of car notes with a local buy here pay here lot.

Was Morpheus delivering a nightmare with the blue pill or exposing Neo to the sometimes harsh realities of the world that existed whether he wanted to believe them or not?

There are several who consistently have deals available.Tracy,I'm not sure I can explain why this happens or what's different between the US and Australia.

Low income tenants are low income tenants precisely because they consistently make bad decisions.

Again, I feel like I am taking crazy pills again.

Big pill to swallow!