@Randy Person had a good suggestion, tap into the local Real Estate Investor group athttps://www.facebook.com/groups/DaytonRealEstateInvesting, you'll find a lot of locals there happy to discuss with you.

(I'm personally happy this failed because I have two clients under contract on homes they plan to short-term rent -- one in the mountains outside of Colorado Springs and the other right near Breckenridge.) 

I may not be the best person to answer your specific question since I haven't used Cozy or Avail and I'm not familiar with those systems. 

I personally think there is a sweet spot of deals in the $2m - 8 or 9 mil range where institutional people shy away as it's not big enough and it weeds out a lot of other smaller investors. 

personally, i dont see it as bad.

@Ryan Fox You really need to get with your CPA and TAX person to truly understand your whole situation.

However, it does provide a foundational understanding that surpasses what the average person knows about the industry.

Should I be raising rent with the addition of another person on the lease?

You will also need to qualify based on your personal DTI. 

I used a HML for some and he did for others, only in that person's name.