was always a fun conversation from those days (note that this is only lawful if you are actually licensed and formally affiliate that license with the firm you work at, which requires approval from your employer).And then I noticed several REI pick-me-up deals (a 'pick me up' deal is where a big bank can't figure it out, and it falls in your lap two weeks into escrow, with two weeks until scheduled close of escrow) where I figured it out when my LO couldn't and/or without his input.

This is going to take many conversations with real estate lawyers, and a CPA.

A DSCR loan, or Debt Service Coverage Ratio loan, is underwritten to the property income instead of your personal income/taxes/debts.

Did the pest control person seem to indicate an infestation? 

Thus, a higher conversion rate. 

House hacking will also give you some personal "property management" experience.

- How many personal use days (sometimes including family or other discounted renters) do you plan to have? 

Thinking about taking a little cash out, mixing it with personal savings and going after another property with a nice down payment as a hedge against market fluctuations. 

I’m personally happier entering into longer leases, even though they purport to offer premiums over market rents.

If we chose to convert it to rental, and keep all that money completely seperate from our personal finances, do we do it all in his name?