@Dav PohoteI always look at the loan constant to help me decide between loans and their terms.You can pay the 30 off in 15 years- it just gives you flexibility if there are some bad years but looking at the loan constant will help you decide if the increased interest rate is worth it.Good luck!

They will sell below market and lose more money, then the new owner will jack up the rents.

3) Utilities while vacant or lease calls for owner to pay?

Now its a different owner and since you don't have an insurable interest your policy may be null and void --- ask the Title company. 

Hello,I am hoping to gain some advice in deciding between multiple HELOC options.

How do you currently decide who pays what for the utilities?

Going to give the owner a call as soon  as possible!

If they somehow guess you are the owner though, it still doesn’t matter because you would not be the owner.

Was looking at a small lot for sale by owner.

I am a business owner of 2 stores, 1 in Vero, and the other in Port St Lucie. i got a killer deal on a house in Vero Beach, Florida.