How low can you go?

I offer a small discount for newer, low-maintenance homes or for multiple properties (three or more).

We've been in the home about 3 1/2 years and think there is a real opportunity to purchase the home at a low prices update it and sell it in a few years. 

Or just enjoy the low taxes until their next assessment? 

-Less than 20k of loans (very low interest rate)-18k cash, and ability to save moreMy income is around 70k per year, and I think my max budget for a house would be around 350k (open to critique).

I am indirectly conneted to them and it sounds like they are great people although I haven't invested with them.I don't invest with them because, even if they give investors the advertised returns, they are way too low for me given the risk.

It's the kind of neighborhood we all dream about:  high 'walk score', safe feel, coffee shops, theaters, low crime, high rents, and LOTS of renovations happening on older homes all summer long. 

(Side Note: if you really want to jump your credit score in a few months (because it takes time for the reporting to update), and if your disciplined with your spending try this;1st) I went and did the math to see what my positive cash flow each month off my active income (let’s say you’ve got $500 left over after you go through your monthly spending avg. which is all you kick out vs what you bring in)2nd) Go get a credit card with 0% interest for 12mths with NO higher than 5% transfer fee.( their are some with low as a 0% transfer and I had got that one on my 2nd round cause my credit wouldn’t let me at first)3rd) do a transfer balance after 24- 48hrs of opening the card (Nope you don’t need wait to actually get the card just call in and tell them over the phone to send a Blanche transfer check to your bank account in the amount of your car Balance; because you’ve only got a 30day window of transfer with 0% interest for the 12mths)4th) PAY YOUR CAR OFF IN FULL, and take your old car note (let’s says it $450mth) plus your $500 positive cash each month and add all $950 each month to pay against the balance on the card5th) in 45days start checking your CreditKarma app (its free) and don’t worry about the 5% if it’s larger than your car loan % because once you’ve paid your car off your score will go up and in a couple months of $950 your car will be paid OFF not in 2more years or so...Thus saving you probably more than $2,000 in interest on the car loan (so you get to keep $$) and time in payments.Your saving money on interest (keeping it in your pocket thus making your pocket bigger!

I also have the advantage of a very flexible schedule (as long as I turn my articles in on time, my clients don't care where or when I do them) and overall low expenses (since I work at home and don't have to commute).

Thanks to the forums we have successfully rented out our first property and are ready to move on to the second. my question is about low down payment mortgages. my wife and I are about to purchase a home here in Wilmington NC.