A bunch of muni's (tax free), some treasuries, VOOG and maybe 10% to dabble in real estate. 

The likelihood that a PML lends on a deal with no capital invested by the investor is rare and get even worse when you start using strategies like OPM and the like as these deals are usually over-leveraged and can lead to serious repercussions for those that have that "skin in the game".

Feel free to reach out. 

Start with BiggerPockets Ultimate Beginners Guide (free).

I flip homes in the DMV, feel free to send a connection/message.

I like Relay and use it for 2 businesses, my Real Estate is under US Bank, but we will move it to Relay when I get more time.They allow 18 Checking Accounts 2 Savings Accounts, you can pay via CHeck or ACH from their bill pay feature for free too

With a 30 year mortgage, you can still treat it like a 15 year mortgage with double payments, lump sums, etc. you also have the flexibility of a lower monthly payment, so cash flow would be better and would free up more capital to invest elsewhere.

Thank you  @Alvaro Rodriguez Start with the free resources.

Make sure you're on top of the SDIRA rulebook to keep your retirement plans penalty-free and thriving.Adventures in Alternative InvestmentsWhy stick to the beaten path?

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