Is it necessary for me to include the future assumptions in the BP calculators when analyzing the deals?

If I were you, I would learn all sorts of things about personal finance and real estate investing, sure, but I would spend a lot of quality time (and money) on furthering my education and having a social life that includes going out on a lot of dates.Here's my reasoning: if you look at all the millionaire households in the USA, as of 2009 95% of them are headed up by a married couple or widow/widower.

I have spent my entire career in real estate including multi family management and brokerage.

(I've also included a picture of the base of one of the chimneys that is splitting.)

I think you should definitely create an airtight lease that includes the terms John mentioned as well as any other terms that are relevant to your property and your state's landlord-tenant laws.

Tenants are entitled to the full use and enjoyment of their housing, which includes having guests visit, so this covers the assistance animals of guests too.

I noticed there are multiple doors that do not close properly without jamming including the front door which hopefully is not due to foundation shifting, our contractor said its more than likely just a build up of moisture filling up inside and all the wood expanding and warping.

What are the benefits of buying from him instead of going to a realtor because he is not willing to cut me a better deal than anyone else in the area including a realtor.

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Take the CF of the first and apply it to the next one with the aggressive paydown included and keep rolling until you have met your goals.