Major opportunity there.Action plan (and in this order):Talk to a lender/banker.

But for some reason, I'm drawn to multi-family and commercial opportunities.

Still waiting for my first opportunity but my plan is to buy & hold with a refi.

@Julian Joseph I think there is something to say about opportunity cost.

What type of real estate opportunities are you looking for?

Is this an opportunity for mid western cities with better access?  

I am open to any opportunity as it would provide me with new experiences, however, I believe my primary niche will be in single family/Multiplex homes.Thank you for reading my introduction and I hope to network with each and everyone of you as I continue my journey as a Real Estate Investor.Regards,Tony

I am not new to real estate but stoked to finally have the opportunity to get some of my own deals under my belt.

I know it costs way less to renovate houses than to build from scratch but this seems like a good opportunity that is presenting itself.

I have the capital to put a 20% down payment on a nice home, but I'd rather leave as much money available as possible to see where the RE market goes and invest those dollars in other REI opportunities as I build my network and set strong, well-informed target parameters for investment properties.