And while I don't condone any kind of unethical/illegal landlording actions, fact is some times a person does the wrong thing unintentionally and learns via enforcement actions.

If you don't register they have fines for you to pay.The city is also looking at following several other Missouri cities in requiring a business license to hold rentals and have some sort of inspection policy - we got it pushed so it will not be on the November 7th Ballot, but we see it coming back around in the Spring.Missouri Property Owners Association = a group of associations and concerned citizens are working to change state law so that a blanket inspection policy cannot be 100% enforced without the consent of the tenant. 

Bankers, insurance companies, utility companies, tax returns, eviction process, code enforcement, litigation all can create problems if not addressed properly.

Boston actually has enforcements with teeth.

Given the small amount of the debt and the unlikelihood of a successful recovery, it is not worthwhile.If you want to enforce the debt in NY, you will need to research their laws, but it will likely be unenforceable or too expensive to bother with.Most landlords do exactly what it is your doing.

It is not the correct way of doing things but I am not sure who comes around and enforces it.

Hi Joe,Some lenders for some loans want the borrower to remain in a "Liquid" position of $XXXXX for the term of the loan.It's also used when figuring Net Worth.It has to do with the speed of transferring the asset into Cash money.Here is the generally accepted version of Liquid:https://www.investopedia.com/terms/l/liquidasset.asp#:~:text=A%20liquid%20asset%20is%20an,portion%20of%20their%20net%20worth.Bankers and GAAP enforce it this way.Good Luck!

There will likely be selective enforcement -- only on STRs, and that will likely provoke a lawsuit that I'm not sure the city is funded for. 

If you don't want to appear complicit, you should report her for that crime and cooperate fully with law enforcement about it.

I don't know who if anyone is enforcing the do-not-call regs based on how many robo calls come in on my cell.But, when you are calling be conversational and ask questions - Have you thought about selling the house?