Florida has been top of our list to invest in, however with what is happening with HOA fees climbing, insurance increasing and the new legislation for condo taking effect in 2025 we are going to sit back and watch for a bit.We live in Calgary and have been looking at Arizona and Montana as well, Montana is close for us.Sharing your contacts would be greatly appreciated.Thanks for the help

To that effect, I'm thinking of offering to cover half of the excess usage ($500 for Jan/Feb - $100 Normal Usage = $400 split in 2).

Quote from @Bruce Woodruff: @Mark Cruse is right again (as usual, knock it off Mark) and maybe this thread was a great learning experience for newbies and veterans alike. 

Hello Bigger Pockets Community,I'm an investor with experience in commercial and industrial spaces, now moving into residential land development in Georgia and the Carolinas, focusing on large tracts up to 100 acres.

Happy to connect and share some of my experiences.  

., and borrower profile requirements such as experience level, credit, and other important aspects to your borrower.

And wanted to know what everyone who uses it experience has been so far!

How well do small value add projects benefit the investment outcome in your experiences?

The guy with 3 posts may be offering legitimate advice having been in your shoes- The guy with 30 years experience may be hopelessly out of date, or even inexperienced with current issues.- The 23 year old who just bought the first house-hack may teach us something game-changing.The “real deal” looks very different in many contexts: THAT is the power of BiggerPockets.

If there is anyone in my area that would like to get together and share their experiences and knowledge I would appreciate it.