Looking forward to your insights.You need to ensure the basement remains dry, as they often leak.

The forums are designed as a sharing/learning platform.But, we're not going to leave you high and dry!

*hopefully, fingers crossed*The home is a single family - converted to multi family with split water and electrical. 

10% down has really dried up within the last few weeks (although a lot of rehab loan shops have really cut back lending altogether). 

I just don't want to give them more of an excuse to eat wherever every day, based on a lack of designated eating space, should they want to keep a neat house and eat in the kitchen/DR. I

I agree with StevenMost of the time when money is running dry it means there are cost overruns and the equity has been dissolved in the asset.

Hi @Paul Winka, former underwriter here.Straight from the Fannie Mae Selling Guide:The following property types are not subject to these limitations, even if the borrower is personally obligated on a mortgage on the property:commercial real estate,multifamily property consisting of more than four units,ownership in a timeshare,ownership of a vacant lot (residential or commercial), orownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).Therefore, it would all depend on whether the properties you currently have are considered commercial real estate.A lender would have to take a look at the financing documents from the 15 commercial loans to see if they are truly considered commercial loans.Unfortunately, it is not a cut-and-dry answer but there certainly is a case to be made that those 15 would fall under the "commercial real estate" exemption.If you would like a referral to a lender, I would be more than happy to provide one.

And up until this month my experience had always been satisfactory plus.Here is my daughters recap of our experienceOn July 1st got to house had to clean out refrigerator full of food that was expired as far back as July 2021 it took 4 trash bags to clean out the fridge and half the freezer There was no room for us in any cabinets so I put our dry goods on the kitchen counter topI took the kids outside to the back yard and that’s when I noticed an ant infestation on the right side of the house I also attempted to do laundry and as I opened the washer there was a pungent smell of mildew July 2nd went to use the toaster oven to find it unsanitary And completely unusable July 3rd I bought some ant spray and Affrim washing machine cleaner On the night of July 5th I found about 20-30 ants crawling all around the kitchen counter tops and on our food I moved all dry goods into bags having to throw away some of it I then went to kill the remaining ants on the kitchen counter top and when I moved a kitchen appliance I noticed there were ant traps already set July 6th I contacted Airbnb about all the issues of cleanliness and the ants I said I wanted my money back and there response was that my complaint wasn’t within the 72 hour window The host sent an exterminator and a cleaning crew to “deep clean” the house and professionally clean the washing machine July 7th the host set up for the exterminator to come and told me I don’t need to be there and that he will get a neighbor or friend to come wait but apparently he didn’t set that up and so when they came no one was there so they left. 

fingers crossed!

I had to repair a roof leak+stucco, which cost me 5K this month, plus the dry wall with some mold on it from the leak, which is another $500, so 6K this month total.The tenant kept saying that her AC bill is super high ($650 per month during summer, its  3 story house and the ac is only 2 years old), so I promised her I will buy her one portable ac unit, which is about $300-400Then the AC leaked and I had an ac guy come in and he said the repair will be about $850 (so that is in addition to 5.5K this month) The Ac guy also said the coil needs to be cleaned and the ac filter is filthy.