.- I will be hand delivering a thank you note with a $50 gift card to Bonefish to my tenant during my 1 year inspection of the property.

Sorry, but REI's are a waste of time (generally).It is a meeting where everyone brags about how great they are doing, and do small talk about investing, exchange business cards that absolutely amounts to nothing, and then chat and mingle.

The only debt I’m concerned about is the credit card debt which is my variable in my DTI.

so who are we to crush some folks dreams right ? 

We had a dream and worked every day towards it.

Pay for the house upfront with your own cash (credit cards, line of credit etc.) turn around and re-sell it within a few days to your buyer if that is an option at all.Hope this helps!

Gold courses are a labor of love type thing.It was his dream to own one.

You firmly believe this mentorship  package will work, will give you confidence to be even more awesome then moi... but  but butt... let's look at logic here oh Carmen  of my dreams...

@Shiv Jey another option is to max out on credit cards.

Go to a grocery store that sells Lowes gift cards during Black Friday events.