When looking into creative financing, subject-to and seller-financing often come up for those without a substantial down payment or current ability to get conventional financing. 

If one market abruptly flops, you may still be able to attain a strong ROI through your additional international assets.Real estate crowdfunding in particular is a respectable way to start branching into diverse markets.

We sold our subject 1031 property before even knowing what we'd buy.

@Sam McCormackWhat you are looking for is what's commonly called buying 'subject to'It is perfectly legal you can find on the HUD statement the line number 203 if I'm a mistaken it states 'loans taken subject to'We have a program, where we can enable sellers to get out of over leveraged properties.

Rentals are passive income and are never subject to self-employment tax, regardless if your income.Self-employment income is something that you can have from non-rental business: Realtor, flipper, consultant etc.

Look into the subject of "submetering".

In my opinion, if the numbers/analytics and cash on cash on subject properties are desirable for your criteria, it does not matter what phase of the market we are in to buy/not buy.

You'll ultimately get a lot of subjective opinions that'll just push you towards the decision you already made. 

However, these types of assets tend to have lower returns and be more subject to rent risk in a market decline.2) Excess cost of capital - Having the capacity to raise capital is great, however, you then HAVE TO put that capital to work.

Since you are using leverage inside of an IRA, some of the income will be considered Unrelated Business Taxable Income (UBTI) and therefore will be subject to UBIT (Unrelated Business Income Tax).