[Not looking at anyone in particular of course].Having great credit, and great ability to service a 96.5% LTV mortgage, how hard can it be to save up that 3.5% deposit before buying?

I think Western Union or maybe Walmart Money Services should be able to do up to a certain amount with a debit card.

Below are some things you may wish to consider, as to which Corporate Enity is best, for your Business Model as well as your REI Goals and objectives.Flipping PropertiesIf the primary objective of your real estate business, or one of your real estate businesses, is to buy, potentially fix up an existing property and resell it within one year, the Internal Revenue Service can consider that to be an active trade or business.

I did some real-estate work in NY for banking clients and I was shocked by how different the law and customs were between the two states.CPAs have it a bit easier since they mainly focus on Federal Taxes (which is uniform).

@Megan Clancy - Talk to your CPA, this should be a service they provide. 

I'd have to pay the regular cleaning portion, but the cleaning service will separate the bill and charge for excessive items, and I can charge those to the tenant.   

I have 3 boilers of varying ages that need to get serviced thanks,satha

Welcome to BiggerPockets Gabriel and, of course, thank you for your service!

I work in the student loan servicing industry, and my company was recently bought out by a competitor.

@Devin Mann to answer your question, in my experience, hard money lenders are more friendly because they are in the business of selling money and you are their customer.