I am interested in buying a multi-family...theres a few options...one is listed for 45k, 2 unit long term renters there & property is city certified.

There's not enough underlayment for LVP to attenuate noise, and the nature of the material is going to be a lot noisier than carpet.

Not that many Certified 203k Contractors available, though, but that's okay, because it's the HUD approved FHA 203k Consultant that determines the cost of the project and not the contractor. 

It's fairly simple process, just need to buy the document.I'd check out Law Depot, Legal Nature, Rocket Lawyer, Legal Zoom, etc.

If it’s a gas pool heater and they use it, it will add hundreds of dollars per month in natural gas usage.  

I’m pretty new to this so I’m not sure what people would naturally be more after, a kitchen with a pantry, or a master suite with a walk-in closet instead of a standard closet.

Wholesale channel, they aren't allowed to have different profit margins by loan type as a matter of law (due to less effective lobbyists relative to banks, frankly), so you get the legit X.25% due to no one making any extra profit on it for it being a VA loan.That common practice of retail mortgage banks juicing up profit margins on VA, and that it's targeted at veterans, is a part of why I left the banking world for where it is unlawful to do that.Why are 'natural' VA interest rates so low? 

@Denise Evans they have sent a certified letter that I have to go pick up tomorrow.

The main reason for wanting to make it a 1 bed is because there is almost no natural light in the living space at the minute.The windows on the non-bedroom walls are so close to the neighbours property that they hardly let in any light at all.

Here are four big mistakes that I've seen in this property class:The stupidest thing you can possibly do when buying an aforementioned crapstack is focus on the numbers of the deal and largely ignore the nature and condition of the house you're buying.