That means refi's will be down, sales will be down, and trapped equity will stay put for awhile (if property purchased recently).

I have a “day job,” a family with a new born, and 3 rescue dogs.

Making sure inspections are done at least twice a year to check furnace filters, dryer traps, smoke detector batteries, check for leaky pipes and ensure issues are addressed timely. 

A smart thing to do would be to have an escape clause in your rental agreements that allows you to plan for unexpected problems with the performance of your property so you don't get trapped. 

I am originally from Chicago (born and raised SOUTHSIDE lol), but I now live in the Washington DC area. 

I was born and raised in Ocala, specifically the 34472 area.

Generally discrimination is viewed as being judged for things outside a persons control, meaning you were born that way.

I'm a new investor who was born in the Saint Louis area and plan to spend the majority of my life in.

I also have family in the area who were born and raised in the area so I will be in good hands.

So unless you are able to build in 30% equity, you will have some cash trapped.