Is there any sort of subsidy built into the mortgage, or is it just a no-down, low interest rate loan product? 

A look into Austin MSA related to real estate before & after the COVID-19 pandemic, and into the future.I wrote a similar paper almost a year ago today, good cross reference for this read.Leading up to and continuing through the “Stay at Home” order, which went into effect Tuesday, March 24th — the sellers market went from red hot to, “what do we do next.”Investment buyers across the board repositioned themselves — with iBuyers like Zillow and OpenDoor stopping purchasing completely, large funds lowered buy price requirements by up to 10%, and local investors were waiting for the dust to settle for the most part.A 10% drop in buy price standards is substantial and a direct reflection of how low demand was in mid-March through April.Speaking from a realtors perspective, throughout all of this and despite realtors being deemed essential, the COVID-19 etiquette/standards took some time to develop.Every governing body related to real estate was looking into and implementing best standards and practices for real estate related job functions.As a result, listing activity was down immediately — April saw a drop of 21.6% in number of sales year-over-year, while May saw the biggest dip in year-over-year sales at 29.2%.

My goals are sort of modest not really resolutions, we have 4 rentals, may or may not sell one or buy one, more keeping options open.

Unless whoever you invested with made some sort of materially false or misleading statements, engaged in gross mismanagement or some sort of fraud, could be tough and probably wouldn't make much of a difference in a bankruptcy filing.Returns are generally not guaranteed and many firms did go bankrupt due to the wide reaching effects of COVID.

Some of mine are personal to me, and not necessarily what I would prescribe to others:1) no HOA2) no condos3) a permanent moat of sorts.

That sort of stuff bothers me. 

However, I want to make sure I mitigate as much risk as I can by working with an expert in moving rezoning documents thru  legislative bodies in Escambia county.

We've partnered with a real estate hedge fund of sorts, this little old house is the first of many!

I have $15,000 cash I am willing to invest, which obviously isnt a lot and Im having trouble trying to come up with a way to invest alongside my dad and get some sort of equity or % of the monthly income the STR would bring in.Say I put in $15,000, my dad puts in the rest to equal 20% down on a $600,000 property = $120,000 total, $105,000 of my dads, say $15,000 of mine, that would equate too 2.5% ownership, and lets say I get 2.5% of the monthly income the property brings in, thats a paltry number. or 2.5% of equity in the property, that doesnt equate to much either.

It conforms to whatever is on the bed at that time, so it conforms to YOUR body when you are laying there, pops back into (flat) shape.