Being in business with family has a negative impact on both my business and my personal relationship.

And, maxing out credit cards has a negative impact on your credit score and ability to obtain other credit (my former banker experience coming out here). 

But you have to lead by example and let people know about your love of REI and how it is impacting your life in what you describe in a positive way (I mean who pays off 40K of debt in two weeks and doesn't think that is AWESOME!!!!). 

It is primarily to a landlords advantage and has no negative impact on good quality tenants. 

I’ve been doing Auto Body most of my working life and am ready for something different.

The only way to really avoid the risk of an upcoming downturn is to wait to purchase property and try to time the low end of the next cycle, which carries risk of its own.However, one aspect of this debate that isn't touched on is the impact of interest rate changes.

Now there is a online marketplace specifically established to do this while minimizing the impact on the tenants.

@Tyler Bodi, thanks man, Give me a shout soon!

This is a very fascinating read with fact based data.While reading, I kept wondering, what has the greater impact on the Bay Area housing market - global growth of our existing tech giants or the fleeing of them and their workforce to other states.

This will impact the value of payout.