We are now attempting to communicate with the creditors in an attempt to negotiate the debt ourselves.

Her vision of the arrangement was she put half of the rent in an envelope on the 10th along with a note saying we would get the other half on the 23rd even though the rent is due to us by the first.Before serving her we attempted to reach out via text, email and voice but she wouldn't take our messages or return them.

My husband attempted to clean with bleach and they freaked out stating that they wanted him to leave it for evidence... 

http://phoenixida.com/uploads/sites/1/HOME_IN_FIVE...At this point things started to slowly snowball for me, I no longer attempted to pay off homes quickly and instead saved that money as the down payment for the next property.  

It is not wise to get a house under contract if you do not have funds lined up unless you are attempting to wholesale.

Washington would not attempt to tax the Washington-sourced gains.

The first attempt took two weeks they identified a few issues which we fixed.

For example, in Colorado if a lease does not have early termination verbiage then it defaults to the state standard: tenant is responsible for rent and utilities until a new lease is in place and the landlord is responsible to mitigate their losses (actively attempt to fill the vacant unit).If both parties want to make a different agreement, then you can pretty much do what you want because with both parties agreeing, you can simply terminate the old lease and sign a new one with the parts you both agree to.

Too many assumptions have been made here, appreciation, the economic holding period, the ability to invest at a given return at all times, and since real estate is not a liquid market, you have market risks, financing risks, opportunity costs associated with X dollars a month vs a lump sum being available, the IRR is rather irrelevant to attempt to measure and if it's not your money you don't have an IRR, you have earnings. 

I guess the point of the matter is this thread is attempting to substantiate that FCI is doing something wrong.