Hello Robert Graham I figured since my credit score is low that it would be tough to get a loan.

You need to talk out everything in advance, and have it written into an agreement.While you are still figuring out if you want to pursue this, I would start attending local REIA meetings and talking to everyone there.

Then figure in who you are going to work for and what fees are required.

If that sounds like insurance gibberish it is... you could copy and paste all that into an email to the Foremost agent and they should be able to figure it out pretty quickly.  

Figure out how to do things on your own.

Office Building (about 2k sqr ft)Ideally I'd like to rent out the duplex like a normal Duplex, then figure out how to rent out the office building (this would be very new to me).

Maybe someone here with experience will have some insight as I'm still trying to figure out the best approach to insurance, but I think I've found a provider that I like in the Midwest (Kansas City area). 

I figured my numbers wrong? 

Since both cash out appraisals met the BPO I figured the rest were really close.

I am trying to figure out how to analyze a packaged deal.