Are you adjusting your RE investment strategies ?

I would love to just buy 2-4unit properties with the money as down payments but i don't want to lock up his cash for the next 30 years which would require a cash out REFI and thats betting that enough renovations have been done to provide the money, i estimate on a 150k property it would take me about 10 years to pay him back his. 20% down payment at 10% interest (this being done using my cash flow ) this situation doesn't seem ideal to me...

I am not sure if this thread caused a change of direction by the company or just the natural adjustments of a growing start-up.

As Bill Gulley stated HELOC's are not the best way for long term financing as the rates are adjustable and you now have two mortgages to pay on your property.

She insisted on an equity line of credit with an adjustable interest rate.

These would be your best bet for a good cash flow property with as little down as possible.Goal of Investment - What is the single most important factor?

I didn't know people were hurting like that there... alot of people are now hurting from the refi boom - with these ARM rates that are now adjusting and they can't get into a fix rate...so the foreclosure rate is going to get worse before they get better...

Of course my input would be based on what we are paying here in Georgia so regional adjustments are always important as prices can vary.

A Pay Option ARM is an adjustable interest rate loan that you normally have atleast 3 payment options on.

Determaining cost of repairs is not a problem as im an Insurance Adjuster.