What you would be looking to decrease is your appraisal / assessment.

For example, if your rental properties targeted the minimum wage class and as the minimum wage increases, the number of available jobs are reduced, you are going to have decreased rents and increased time to rent.

I was wondering if FNMA REO would operate by a different set of mandates or policies that would tilt in the buyer's favor during negotiations.I noticed the seller agent listed extraordinarily high and has been steadily decreasing over the past 90 days.

If you ever get the chance to attend one of his classes do it.  50K will certainly get you at least one maybe two properties and you can compound off of those as your cash flow increases and debt decreases.

Ways to decrease tree save area?

Do you go for 100% occupancy and let the 50% rule eat vacancy or do you use a decrease occupancy when you first run the 1% rule?

A single property is going to decrease your operating costs and make the property more profitable.The other reason, is that closing costs are going to start adding up with more properties.

I also look at the homes that have been on MLS for some time and help my investors make more reasonable offers to the sellers once they start decreasing their price. 

Sometimes the ambiance of a place will decrease your rental rates or your amenities don't meet the needs of higher quality tenants.Cap rates are at an all time low if you want to sell.

These can help you get around the debt:income ratio because you usually have an equity bump during the Rehab phase (thus decreasing the debt on the house).2) Private Lending- this is exactly what it sounds like.