Most of the time LRO will fall into the "Standard Market" meaning you are going to get a competitive price and comprehensive coverages no matter where you are, generally speaking.   

Of course you don't want to send salesy stuff, instead send something that anyone will find interesting (85% to 95% of people in your sphere are likely not buying or selling in the next year anyway, your info needs to speak to them). -- Anything that helps them increase the value, safety, or enjoyment of their real estate - or their future real estate - is a no-brainer.

Make sure you speak with someone with authority when you call. 

If you insist on going further, start by speaking to local law enforcement.

So he’s guided me the best he can but the language he speaks is foreign and I need residential guidance I believe.

If anyone would be willing to speak to me directly that would be fantastic.

Generally speaking, if you're still renting and have a horizon greater than 5 years, you should buy something greater than 2 units asap.

I can speak from a builder/developer's perspective that we don't do consulting because it isn't a high value use of our time, we either partner where people bring the land and have equity in the project or we buy them out so to speak.

Hi @Erick Duran,You can speak with local banks, or you can use the 'Network' tab --> Hard Money Lenders on BiggerPockets to get started.You are correct that some places have minimums that will be prohibitive given the above purchase price, but not all.Best,Michael

Comparatively speaking, if you were to go buy a home off the MLS with a $120,000 purchase price with 25% down payment, that would be $40,000 out of pocket (25% down = $30k + $10k in closing costs).So are you $5k better?