Taking into account a strong cash reserve and a high reversion cap rate. 

On the other hand, student loans, mortgage payments, stuff with an interest rate below 5%, again, almost everyone agrees that's debt you can work with in reasonable amounts.There's also a broad base of consensus that you need to have a significant sum set aside as a reserve, in easily-tapped resources like cash, sitting equity in your primary residence, easily liquidated assets. 

I have been a small business owner for many years, have plenty in cash reserves and a couple properties with very solid equity, but I am between businesses at the moment and have no paychecks coming in.

I am sure the answer is not the same for everybody - probably reserves makes a big difference.

We will soon be submitting the Federal Return for the LLC in order to generate the K-1 for each member.Question:Are we required to submit a separate Business Tax Return in Ohio, or will this be covered by the members filing a personal return in Ohio?

@Justin Tahilramani For those still reading this thread, if you use Navy Federal for your VAIRRL you can get a “FREEDOM LOCK” which will lock your current rate and and relock if rates go down as much as .25% before you close.

Active reserve gaurd the application of the benefit is the same. 

Credit score around 750+, plenty of reserve money in the bank to own outright but want to leverage some.thanks!!!

What are the reserves for the hoa.

What are your reservations?