For #2, If the stuff really hits the fan (think 1929) then those at a 50% LTV are probably in trouble. 

I’m in the Ohio Army National Guard and I am an AVID hockey fan, of course, I’m a Blue Jackets fan!

we own a large roofing company and have looked very intensely into tesla and our management team are not a fan.

Congratulations all fans!!! 

Great name by the way, I'm a big AC/DC fan so love the name Angus. ;)If you have never been involved in a VR/STR, I wouldn't worry too much about your 2 items listed quite yet. 

Originally posted by @Julie McCoy: things such as walk-in closets would be wasted in a STR.Not if you can fit a twin size bed in the closet and put a small television in there, along with a fan, space heater and a pin up girl calendar.If you have a flat rental rate, that is one more person to split the total cost which makes the house more appealing.Personally, I don't charge extra for closet bedrooms. 

Hi @Patrick Wilcox,I am personally a big fan of Vancouver, WA if you are trying to stay focused on the west coast. 

I am a huge Ray Dalio fan also!

I'm a fan of the index fund approach for long term growth.

I am not a big fan of using a percentage of rent for maintenance and cap expense.