The point that I am trying to get across is that people often treat real estate different than any other asset class because it is tangible and they can see it.

@Camerron FeaginUnless the fee is for something tangible that goes to a third party like an appraisal fee or a nominal credit report fee, do not pay it and find another lender. 

your allowed to post links here as long as they are not affiliate links.The mastermind behind this forum is open to you providing links that will help educate the forum users as long as your not promoting or selling products....I could be totally wrong, I'm sure if I am one of the moderators will correct me here quickly

Some posts on BP are useless scam or product promoting and some are helpful.

This man is a known charlatan who uses his own show to promote buying gold while he is a spokesman of a company that sells gold (Should I say "conflict of interests"?)

I will build a quick website this weekend that promotes my business.

Real estate investors love the tangible.

Promoting the idea that the OP commingle funds across entities and that this practice is acceptable is very dangerous, IMO.

You also have the option of promoting to actual wholesale cash buyers that have recently purchased around your property.You can tell wholesale buyers by average retail price vs. sales that seem much lower on mls comps.

" - If you borrow against a financial asset like a loan against your CD/savings, loan against your stock/bond portfolio, loan against your 401k, or cash value life insurance policy loan the payment due each month is not calculated against your debt to income ratios (with conventional financing) which is important if your ratios are tight in the 45-50% range - if you obtain a loan from a real/tangible asset like real estate or your business entity the "net," payment will be counted towards your debt to income ratios but may have offsetting factors if the asset has income to offset the loss incurred from borrowing - you cannot use a cash advance against an unsecured source like personal lines of credit for down payment (there are ways to do it if you have time) - you can only use business funds for down payment and closing costs in limited scenarios where use of the funds will not be detrimental to the ongoing operation of your business (based on underwriter's interpretation of your financials).