@Matt Charette  There's always Fall River and New Bedford - and for good measure, throw in Wareham.What's your price point? 

We think that our criteria was too stringent for single rooms for this area, but at the same time we were reluctant to change the criteria (income, credit, rental history was all reasonable). 

I am reading books and have learned many valuation measures such as IRR and its mods, cap rates relating to value and NOI.

Normally I use that access to measure and order supplies but don't have anything done or delivered until after closing.  

They are, however, very picky and are not for everyone as my understanding is their lending requirements are very stringent.

A high percentage of owner-occupied properties is likely a consequence of the above four factors, and it could also be a great proxy for measuring the attractiveness of a deal in light of these non-financial aspects of an investment decision.A few interesting things stood out to me:- 140 miles daily times 13 years is just madness.

The reasoning behind a late fee is not as a punitive measure to the debtor but the additional expense in collection, accounting and administration required by the creditor.

Many mortgage industry experts oppose this measure, as they believe will be detrimental to housing finance as a whole.

You're mixing the relationships of assets and income, they are two different matters and rather independent from each other, your balance sheet measures your financial position at a point in time with respect to assets, liabilities and net worth, your income statement measures the performance of the use of assets and management over a period of time.

this is a great idea for a thread and not just new england, but the NE has a great number of overpriced markets where renting is cheaper than owning - additionally the NE has so many municipalities with stringent renter protection laws that any owner must reckon with.