In terms of financing, I'ver heard small local banks and credit unions are the best to find flexible options?

Not that they are special I just like them.

In short, you can not to my knowledge do these at 'the big firms' - you need to use a specialized provider.

Hey, there was a guy I just used ... allowed me to pull 50% out of a paid off property ... no income verification and credit qualification ... though they did pull my credit. 

Given the pricing is the same, use the list below to eliminate the policies that do not include as many of these coverages/forms.1)  To limit your 95% of your financial risk, I would start with the following - $1M Liability, Replacement Cost, Agreed Value, Special Form, and Loss of rents.2) Secondary coverages you may want to consider if your building is susceptible to these risks, Building Law and Ordinance, Sewer Back up, Contents coverage, Flood.

Any special considerations I should be made aware of with a change of landlord mid lease?

But it sure makes it hard for others now, especially in planning for a special needs kid.

Lastly, there are often hidden "special assessments" that the board can levy which will gnaw away at your cash flow.

My credit score right now is over 700 so still looking to build that more as well.

i know i can call and get quotes but they run soft hits on your credit for each one so i'm not looking to have tons of hits on my credit.