If you find a place where the numbers work for you, then get it. 

From the Florida state since that is where I have lived for 30 years and I know the Central Florida area quite well. 

We have an apartment complex in a state where we are required to have tenants sign Window Guard forms and for the first time in decades, a tenant asked about getting window guards.  

Where are you located?

I am on this platform 4 or 5 days and already have calls booked with lenders and RE Brokers. Had a call with Abel Curiel and Anthony very informative.  I can sense this is a great platform to be apart of.

With interest rates and inventory where they are on-market, you're likely to have too much competition to win a good deal off of the MLS.

The step where I feel I messed up was, I would have taken that personal 403b loan to myself and not bought a new home.

For example, MEP plans are not required for permitting, but if you are designing a complicated house, having a MEP plan certainly helps to guide the trades to know exactly how and where to install the fixtures, versus something they have to figure it out impromptu in the field.

I don't know of any mortgages where you can put no money down. 

While he won't qualify for rates as low as 5% because that's just not where rates are at the moment, he could qualify for rates closer to the 7-8s depending on the situation.