@Jan Halasz It has been my experience that anytime you have any rezoning or government agency to deal with, it does not move quickly or smoothly. 90 days seems very unrealistic as a timeline to be able to refinance the property if you have red tape to deal with.I would also caution you that the more people involved in a deal, the more complicated the decision making process.

Whenever you are buying a property out of state you should do a few things to ensure it's as smooth as possible.

I need referrals on commendable title companies or attorneys that can help usher real estate wholesale deals smoothly.

Time will tell if it goes through that smoothly!!  

It probably isn't insulation "board" but a 1/4" wrap which is installed to smooth out the surface of the old siding.

.- Closing a purchase is smooth.  

You're not just paying for marketing in the beginning but someone to get you through the process smoothly.

You don't receive as much money, but you have a solid deal and it's handled in a smooth fashion.

Now before all you peanut gallery wanna be comedians jump all over this...About 15 years ago, i went to a GURU Trap and the man on stage wanted to tell the audience how smooth of an investor he was.

Some of you may be younger than the seller, and it is important they have confidence that you can perform and that you are not “wishy-washy,” flying by the seat of your pants, or just a smooth talker.Note: The other powerful command is you are telling them that their house is “SOLD!”