You offer what you feel is fair (albeit, more advantageous to you), but within acceptable realm, and then they counter, back and forth till you reach a mutually-agreed upon number/terms that is still within your acceptable price limit (e.g.

Where you got your list, select criteria.In my own hot town/state Atlanta / GA the old tactic of mailing absentee is not working.  

Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

You're renting a commodity.To compete, most hard money lenders have to provide a competitive advantage beyond cost.

Hello - this may be a newbie question but from reading the various articles on BP and Investopedia, my understanding is that Net Operating Income (NOI) is defined as operating expenses required to run and maintain the property but excludes Loan Payments, Capital Expenditures, Depreciation, and Amortization.The IRS has recently raised the Tangible Property Expensing threshold to $2,500 (from $500 previously) per item so if you took advantage of this change, wouldn't it decrease your NOI since you can expense smaller capital items as repairs & maintenance instead of capitalizing and then depreciating them over time?  

I didn't have 0% as long as you have, so I'd say take advantage of it as soon as you can.

While the argument is based solely on the potential environmental advantages, utility costs will be dramatically higher at the current electricity vs. natural gas rates in Ontario (at least in London). 

Since it's a partnership, however, you may still want to run your operating agreement past your CPA to make sure that your disbursements are logical and that he can easily issue your   K-1s and maximize your tax advantages.

I have seen tons of houses just sit on the market and waste away (buyers advantage).

So we decided to take advantage of the banks low interest rate for 5 years while we rent it out.