Is there any silver lining to this proposal or it would it truly in fact be a large blow to the real estate community?

The client generally purchases the right to use the plan one time.

This is a dumbed down math, but if you PITI is $126 higher but you're getting $16,626 more, it would take a long time until you break even and you'd probably be refinanced by then.

For instance, in my market I need to make a hurricane evac plan for my team and inform my guests in a timely fashion to evac. 

Hehe... thanks for the kind words and humor,@Chris Seveney and really appreciate you taking the time to read and respond. 

I would say compare terms, seasoning period requirements (Assuming when you mentioned construction loan you're talking about a rehab project), response time of your rep, learn as much about their loan underwriting and approval process as you can.

The depreciation of the asset is not a "real" cash flow for your purposes. 

Potential for using the property yourself at times.3.

Renovation time 3 months.

The site timed me out and I would have to sign up with the Realty company.