However, our tenant, who did move in, has been asking for her money back for several months to no avail.My name is Rick Stewart andsince this website does not allow me to post my email, you can find me on FaceBook.

@Ricky Rodriguez  This is an in-depth response, but I have in-depth experience on this, so here goes...I’ve house hacked numerous properties (and also done BRRRR’s, STRs, ADUs, and pretty much every other residential REI strategy), and I can say from experience that house hacking is the BEST strategy for new investors getting started (check out my other forum posts about what makes house hacking such a good strategy).As I’ve said many times before, house hacking is generally easier than the more advanced REI strategies (like BRRRR’ing, STRs, flips, etc.), but that doesn’t mean house hacking is necessarily easy.

Leave the top of the spreadsheet for all that static data (pretty everything in your post). 

Writing this post mostly for newer investors looking to get into Real EstateIt's tempting as a newcomer to fall into things like "off-market" "exclusive" etc. 

Hi, this is my first post and I am in the process of owning my first property! 

Sell it...based on your post if you rent this I can almost 100% guarantee you will feel angst and concern with every tenant.

(Personally, this is not a route I would take, but everyone is different and sometimes the stress of dealing with something isn't worth the financial return)3) Contact the other injured party in this nightmare, the "tenant" that is being sold your house.

But if you do find an actual state chartered lender that will do a land loan please post it here I would be super interested to know who they are.I use Heritage out of Olympia. 

Originally posted by @Kevin Grove:@Josh Belgard@Peter OvbieboRidge Lending Group offers this product.

Instead of trying to guess the future, let's talk smart moves:First,chat with a lender, get pre-approved, and figure out your budget with today's rates.Stay in the loop with market trends and economic news, but don't let them stress you out.Think about different loan options – it's not just about the lowest rate.And seriously, don't wait for the "perfect" market.