I like graduate students better than undergrad because they tend to be more mature and focus on studying more than entertaining guests.

we used injected foam insulation, very cost effective, gives R-20 insulation as well as reduces outdoor sounds (traffic, neighbors, etc).

One lower cost option is to put up outdoor vinyl signs and a letter campaign for a few months to the tenants.

Hi @Scott Price,Thank you for that thorough answer.Please entertain a hypothetical for me.Your FICO goes down 100 points because you purchased drugs on your credit card, missed a bunch of CC payments, and the financials you provide are written on a bar napkin.

For all of that ( I have a corporation for my Entertainment day job and two LLCs for my REI.)

Several franchise restaurants and entertainment avenues have opened, are currently under construction, or planning to break ground as well. 1 Vision Aviation has also recently announced coming to town, opening up 50 new jobs initially with another 400 over the next three years.

Tenant agrees to take due precaution against freezing water or waste pipes and stoppage of same in and about said premises.This includes, but is not limited to disconnecting all garden hoses from outdoor faucets prior to freezing weather and opening cabinets under fixtures that are adjacent to outside walls to allow warm air circulation near water and waste pipes.If water or waste pipes are frozen Tenant will notify Landlord immediately and in writing.If Tenant did not take due precaution to prevent the freezing and/or fails to notify Landlord of a problem in a timely manner, Tenant will be held liable for all damage caused thereby.

All say the same thing - regardless of how secuire my financial situation is.Googling yields lots anecdotal posts indicating that this may be possible, but no one has any concrete examples or banks or lenders that would support it, and no one I call will even entertain the discussion.So does anyone know of a specific bank or type of loan that may allow me to get a mortgage with a 3 year work gap? 

OxBlue has a guide to making your own construction time-lapses camera.https://oxblue.com/company/articles-and-blog/diy-t...If you need a rugged camera for outdoor use and you have the budget, they sell cameras too.PS - Go-Pros are more budget-friendly but they'll give your final video a fish-eye lens look

Even meals and entertainment with business partners and clients are potentially a tax write-off if you discuss business...see disclaimer above.