Although the list price of the property is $79k, it is currently fully occupied and brings in $2,200 gross rent/month.

As @Matt Nusbaum mentioned, for owner occupy it will be 3.5% down so on a 200k duplex, it will 7k.

Hey all, I'm about to close on a three family owner occupied dwelling on 01/31/20.

.- The owners might still be occupying the property.

*I am out of state and may never owner occupy*i want little OOP (out of pocket)*mostly $20-$80k properties in NC.

Here are the specs:6 unit brick multifamily Apt building-priced at 569,000- negotiated down from asking 600,0006-2bd/1bth apts currently does 4700 per mth-rent currently about 20% under market at the start of due diligence was 100% occupied-That is what I based my offer on building performing at 100%tenant just gave his 30 day notice -so before closing the building will have 1 vacancy performing at 84%The inspection also turned up 15k of safety violations I believe both are points of renegotiation-I'm just not sure how much is my question-I was going to ask for 15k of a closing concession to cover the safety issues-but how much is considered acceptable/reasonable to decrease the price for the vacancy?

The owner has dementia and occupies the basement unit. 

I am fully occupied with leases expiring at the end of the school year. 

Specifically I am looking at buying a duplex and moving into half with an FHA home loan, with a property that is occupied on both sides. 

To that end, I wanted to ask the BP community what you all believe the best strategy might be for someone like me who is looking to purchase a single-family, owner-occupied investment property as their first house.