You have many choices to lending, interest only, fixed rates, but my favorite would be the option arm.

I would gamble on Carribean Poker before that choice or the wheel of money.

This is our main home, bought two years ago, as a Hud repo.

Raise the tax on gas a few bucks in fifty cent increments/every six months to influence choice in vehicles and driving.

I have also found that local banks, not mortage brokers, will give better deals on the costs of the loan and other fees.I've been lucky enough to locate a local bank that will give construction loans based on an appraiser of my own choice.

You can only hurt the consumer when you give the government the power to control their choices or even take away choices that could help them.

Borrowers are given a choice of of a ARM or Fixed Rate program.

Mainly, I am a HML Loan Broker doing commercial properties.

Also some people buy Accounts Recievables- which is for businesses --mainly manufacturers or large ticket items dealer -they sell and finance over 36 to 48 months.

I could go on and on.Let us know a bit more why you're deciding between these choices, and I can help some more.