I strongly recommend you increase them to 10% CapEx and 5% Repairs until to have accurate information.5.  

What kind of business person needs to increase his credit score and embellish external financial strength with help of 3rd party?

Coming in under 1% it doesn't seem like the best option for cash-flow, however, with the future developments in mind, could the house have more potential for overall value increase?

Her edge for me to consider her over others is that she can offer higher and stable rent, but I need to verify if her higher rent is including utilities ASAP; she asked me to increase my asking rent to what she’s allowed from section 8 if I can provide her a cooking stove, and to install central air which I’m considering anyway.And what should I tell my other turned down qualifying applicant without any discriminating element that I might not be aware of if they ask for the specific reason after I’d told them that I’d already chosen a financially better qualifying tenant over them?

With an increasing money supply the price of goods and services also must increase, because we will have an increased amount of money fighting for the same amount of goods and services.

I would not factor in much, if any % for yearly increase.

Having a farm area also allows you to consistently focus your marketing, leading to repeated exposure and increased response rates.

The concept of lease-option to increase rent is tried and true.However, in your case with a condo...you did the right thing to sell it.Never buy a condo as a rental...the long haul for real estate is appreciation, increased rents and keeping expenses low.Condo dues...no land...all go the other way...Stick with single family homes in working class neighborhoods...Good Luck!

On top of that she was not told that everytime she makes that 3% payment that her balance on her mortgage is increasing.

Also however, in that 3 year period you will reduce morg. balance and receive depreciation to increase your return rate.