I appreciate the info and the potential for 5% on a primary residence matches with what I thought but the mortgage company seemed to make me jump through more hoops for the last purchase and made it sound like they’d even be more stringent the next time (if there is a next time).  

Most people need to know WHY they should learn something to be motivated enough to learn and implement the WHAT and HOW.  

Please share your opinion and respond: 2-which means 2 car garage or 3-which means 3 car garage.Also how would you pay 43k more for the house to implement energy efficient improvements if the payback period for these improvements is 12 years or less.See, most builders in that area build to code, which is the minimum standard of construction, and this house will bit the code by at least 200%

You may also avoid this clause by implementing a land trust.

There are a lot solutions in life that cost money to implement, but solutions result nonetheless from these investments---and money could be used to hire a attendent/assistant/care giver (that's what I meant by an in-house assisted living) to run the errands, etc. that your mother in law is not up for.

It speaks of knowledge and patience and of formulating a plan then implementing the plan.Solid advise as far as I am concerned.Joshua Dorkin's comments gave me search phrases to look at in the forums: what are good deals; how to identify changes in market; what are the fundamentals of a good deal; etc…I too am interested in wholesaling.

If you don't want to do any of these things: network, find an agent to scour deals, consider deals that are too long on market, research and implement a strategy that works, house-hack, NOR any other effort that typically produces a better investment...

And, If they are, is it worth implementing?

Also, the property was in the process of getting a new Certificate of Occupancy, and the seller and his attorney told me that the city does a very stringent and thorough check of EVERYTHING before issuing a new CofO.  

My strategy is mainly buy and hold, implementing the BRRRR strategy Brandon and Josh routinely talk about.