Navy FCU was not offering a HELOC secured against an investment property (i.e. non-owner occupied), neither Wells Fargo nor the several small credit unions I called were "doing investment HELOCS right now".Details:  3/2 SFR.  

Hard Money - I was told by the real state agent that he can assist with lining up hard money lenders to at least 'secure' the deal.

However, I did use a program in Baltimore that granted me $15k to go towards down payment and closing cost assistance.

In my 40 years plus in this business I have one blemish and that was when my securities attorney told me I was fine.. and the State said I was not.. they argued .. and unless I wanted to spend 100 to 200k going to law review court..

Another example is an elderly tenant in one of my units who lives on a fixed income, social security.

Thank you @Grant Rothenburger!

Use a credit card, or get a secured credit card to build your credit. 

Idea would be to restructure terms and give a 2 year extension of I/O payments for the borrower in hopes he could secure financing.

Hello everyone, My roommates and I have run into a slight conundrum regarding our security deposit at a rental we just moved out of in Atlanta, Georgia.

Do you have a security deposit, or is your last month what you'd take any deductions out of?