Check with different types such as small regional bank, community banks, private mortgage lenders, big banks, etc.  

In order to get a loan to do this (since I am self employed) we may need to go with a private lender as opposed to a conventional mortgage, so we would need a larger down payment.

These are private for profit organizations. 

Lorick Sent you a private message/colleague request.

We further have direct contact with various staff and management of the principal federal regulators and attend private meetings where regulators discuss their goals and strategy, and I am a charter member of a national Dodd-Frank Task Force created by the manufactured housing industry that has held many meetings with the CFPB, and have helped to negotiate solutions like the new appraisal rule.

This is called lease to own.Understanding the mechanics of lease to own assignments I think varies from state to state.I coach it nationally.But I call them “terms deals” which includes subject to, installment sales, wraparound mortgages, joint venture partners, private lenders, land trusts and more.In most states, if you enter into a lease and an option with the seller, and you’re an agent, and you fully disclosure an agent in your acting as a principal, you’re good to go as far as a business model.There are some states were lease options have some restrictions like Texas and North Carolina.

Give the seller 7% interest rate but I am using private lending for the 20% down payment of $20K.

Any advise, please consider the fact that I'm self employed and may have some issues getting a mortgage right away unless I use a private lender.

Anybody know of good individuals at raising capital in Miami (private placement or otherwise) for a great project in Miami Beach that I have under contract, with great upside potential?

the answer is to buy with cash, fix, and cash out with either a private lender or a commercial lender with underwriting that only considers valuation, not acquisition price.