We have never had an issue with that before- if you may consider buying in the next couple of months, I would encourage you to hold off on opening new lines of credit.  

The locked in low interest rate you have coupled with appreciation, over time, will create real wealth for you and your family. 

Some quick pros I can think of would be:You can buy something out of your price range if you bought soloYou have someone to share the workloadYou have someone to share the expenses and bad debt if anyIf you're both hands on, you can speed up any fixer upper Some cons may be:You have different ideas on things (how to invest, one may want long term, one may want short term)You have another person you need to consult with on things before making decisions The other person may fail to hold up to the business needs needed.How to invest in Real Estate by Brandon Turner from BP is a great book to read to help keep the ideas flowing.I'm a licensed Realtor, I'm in Stamford, CT. 

Anuj Patel If you are interested, we have an REI meetup every couple weeks for lunch. 

If the interest rate stays at around 5%, it's possible that renting near good schools will be cheaper in the next couple of years.

If, however it truly gets out of hand to a point of creating a fire hazard or impeding the ability to make a reasonably hasty exit; or if they are completely blocking an exit or an electrical panel; or excessively stockpiling recyclables or flammable material; if food has been clearly left out for extended periods, with roaches crawling all over it or worse, and household rubbish is not being reasonably contained, I will give them ONE 30 day period to make dramatic improvement, a second violation would result in non-renewal or termination for cause.

On the one hand, smaller private investors pay all cash to take advantage of 1031 taxdeferred exchanges and tend to focus on long-term investments with estate planning goals in mind.

Brokers generally hand you off to somebody else to originate the loan -- that's why they are brokers.Ask given your financial situation, what sort of loan product would he advise. 

Initial estimates of transaction volume in 2023 suggest that a little less than $35 billion traded hands last year, a level reminiscent of the post-Global Financial Crisis recovery.As quarterly sales volumes have dipped below the pandemic's lowest points, 2023 sales volumes fell nearly 60% below 2022 levels, mirroring figures from 2010.

I’m wondering if you would be so kind as to answer a couple questions for me?