I think you would be buying for appreciation which looks good right now but is a major gamble.

After the key is returned I stop by when it is convenient for me and change the lockbox code.  

I don't like gambling unless I already forced equity into the property.If you have some patience and are shopping for yourself I would avoid the MLS for deals in your area, they really aren't there anymore.

It's a gamble but most stocks are gambles since we don't the "real" story of a company.

Do you deal with having a smaller, more targetted list that you can blast more often - or do you gamble on the unknowns - or do you include lower equity people to get your list count up?

But of course client conveniently forgot I advised.

And it works.It seems to me that there can be some pretty good ROI's with cheap, but convenient, farmland, with a farm-to-table direct-retail component (ideally, an on-farm stand, which is why location is so critical), and hard working sharecroppers who just need a chance to build up their nest egg.

Luckily I work for a big ol' mortgage company and can pretty much run myself through and figure it out :) pretty convenient.

If you like to gamble, roll the dice and hope for appreciation before the ARM resets?

The government has a convenient way of calculating unemployment.