I don't mind hopping on a quick call to compare selling vs what you could get out if you decided to refinance and pull some of your cash out of the project.

Hard money lenders typically focus on the property's value rather than the borrower's creditworthiness, which could be beneficial given your current Chapter 13 bankruptcy status.

Following David Green's Core 4 strategy (realtor, contractor, property manager, and lender) gives confidence to invest anywhere.

Also, seller financing wasn’t scalable because less the 10 percent of people owned their homes outright compared to 40 percent now.

Your payment is the same every month and the lender will collect more interest in this format because the borrower is paying interest on the entire loan amount from day one.

The property taxes stay with the property and neither lender would be responsible for them, the new owner would.

More important is the equityMany people will overpay to get a home on seller financing then realize they overpaid and cannot refinance because a lender may want 20% equity which could be a tough hurdle to overcome in the future if prices stay stagnant and you have a balloon in say 5 years.

It seems like a hard money lender typically a private individual or venture firm) would be the only route to go since they are a little more lax on lending requirements than a conventional lender.

The lease (with the current college students) was just renewed through their 2025 school year.I'm trying to figure out how to make this happen with little-to-no money down, as I have other 'irons in the fire' at the moment.I'm planning to offer $400-450k for the home, and am trying to structure something where a conventional lender would loan an amount that would be covered by the current rental rate (lets just say $300-350k)...   ...then, anything outside of that amount, would be carried by the Seller (for a short while)...   ...Seller financed with a ballon in 5-years?  

Also should I get prequalified from a few different lenders to see my options?