If I would’ve know there could be an issue, I would’ve had a handyman maintain it.

This could be an option if you don't want to pay the closing costs on a refi. 

Concrete will certainly be an upcharge from Denver, however there are several companies local to the project area that I would contact first to keep that down.

If you loose money it will be an expensive lesson.

Hi @Christopher Grobbel.You are correct that monthly Mortgage Insurance would be an important factor to consider on an FHA loan.

Situation:
New investor decides they want to finally take action in their real estate journey. They've listened to countless amounts of podcasts, watched webinars and read a variety of real estate books. This investo...

They are not in the business of taking on risk (perceived or otherwise) for free.In most states, Quitclaim Deeds are considered appropriate for release of interests but are not affirmative, meaning there may not really be an interest, as of a date. 

Not to mention a couple of $4.00 coffees a day and no clue what brown bagging is.I'd bet that most college grads spent more time learning the ins and outs of student loans than budgeting and financial planning.  

@Derek Harris Thank you Derek for your insight, I’ll definitely see if that would be an option.

Would you, my amazing Bigger Pockets community, deem HVAC to be an option worth exploring vs. the boiler / ceiling fan & insulation combo IF THE BOILER NEEDS REPLACEMENT?