I have a client that is in bankruptcy protection (ch. 11) because a lender failed to perform on a $33MM loan.Project is mixed use right on Ala Wai harbor in Honolulu.We have secured a $4MM Equity loan but because client is in such a precarious situation lender is charging high points and only giving him 2 months balloon maturity.

So I got out of class last night and my professor was telling me that, in order to do an income(investment) property, you will be charged with a higher interest rate compared to a property that you would finance for yourself.

That seems like a fair compensation for your risk and I would think there shouldn't be a need to complicate the deal further by charging interest.  

Hey Donny Widjaja , both Brian Gibbons and Steve Vaughan have given you some priceless advice that gurus charge thousands of dollars for.

I am honored to be on your team, these are my charges $$$$$$$$."

On another note, always shop around and  try to find contractors you can have a good relationship with that will not over charge you and that you can trust to do good work when you need them. 

Make sure you know what the fees and charges are for and who is paying for what.  

My realtor charges ist month's rent to rent out ( does tenant screen, credit checks , agreement and such).I am now looking at the up and coming Point Breeze area. 

I charge my tenants 650 each for everything included and a furnished bedroom so I end up with a 100-200 dollar cash flow each month (depending on utility fluctuation) So all major repairs being paid for by landlord and cash flow to me you can see why comfortable staying here. 

I'm the wholesaler, and I'm in charge of this process - all new).