So basically our realtor sold our place very rapidly for much less than we wanted, but she did it on the basis of we had the one condo we wanted wrapped up, she gave us the verbal that it was done, it turned out her verbal on the other condo was false and now being that was the only place we wanted to move and its not doable for the price she told us was agreed upon we now are selling our place very rapidly for way less than we wanted for nothing.

Basically, they want to see how much rent you're getting compared to the expected PITI of what your new mortgage will be...and they all use different formulas to decide how much money they'll cash out to you based on your rental income.So it's not just as simple as giving you 75% of the appraised value of your property.

But the math is totally different in New Zealand from all the books I read.In New Zealand a family home will cost you $500,000 and you can rent it for $500 per week.Loan interest rates are 6%.With this most of the formulas taught in these books do not seem to apply as the rent basically just covers the loan interest.

Using fencing, I've basically divided it into 2 lots so I can keep my dogs within sight. 

Basically you are selling your contract for $99,000 ($85k + $4k + $10k).

I can look and see which one they missed and they can close it without sending my property manager out.Those are some of the basics but overall, I can't imagine remotely managing a property any other way.

its mortgage lending basics for these exact scenarios.  

I have put together some basic layout plans from (Mini Storage Outlet).Does anyone have recommendations of any architects that specialize in self storage planning?

It's basically down to the studs except I don't have to take out some of the walls.

One trick I like with the SDIRA is buying a retirement home ahead of time.Hopefully your experience with your parents had given you some understanding for planning for your own retirement.