@Mayra IrizarryA list provider allows more filters to be applied to the list such as high equity.Check out the local landlord association meetings great place to hear about deals.

If you pay an insurance premium for more than one year in advance, for each year of coverage you can deduct the part of the premium payment that will apply to that year.

What I don't want to do is find myself discovering regulation changes when I am applying for a mortgage.

If you do it yourself, discount rent to a tenant, hire the neighborhood kid, or a property management company this should apply.

I usually apply extra principle payment to the loans each month, but keep most of the cash flow for reserves and more buying.

I have previous business experience as an insurance agency owner for 4 years and am using some of my marketing knowledge to apply here.

After the sale our accountant informed us it only applies if you have lived in the property.

We bought our first property in Aug and rented it for Sept 1 and were able to count that as a year when getting a new loan because it was on our tax returns - so essentially we were landlords for 1 year and 4 months but they were fine with it.Note that if you take a loss on your tax return that money is taken out of your regular income and will hurt you when applying for a new loan

Basically with those two pieces you could make assumptions about expenses and interest rate that apply in your situation.

The law requires that financial institutions protect information collected about individuals; it does not apply to information collected in business or commercial activities."